Retirement plans were supposed to be investments options which helped your money to grow slowly. Nowadays, each and every bank has a retirement plan. In the US, 401K plans are what help you after maturity. It is the best long term investment plan. In India, the retirement plan scene was very bad and it continued till the nineties. After that, financial institutions worked out ways to improve the scene. A diabolical change in the national banking policies changed the game led to popping up of various financial retirement schemes.
Mutual funds also became a secure player which can help your money grow. Wealth Management advisors swear by this method. In fact, management advisors know the way how your wealth moves. So, it is simply micro-managing your cash flow. Even public sectors like education and health have created avenues for investment and wealth management. What turned out to be an affair for improvement, has now become a regular core for Indian Investors and wealth management advisors.